/* lifeinsurancesanclemente.vip: a roof-tile logbook. Slate ink and one terracotta on white stucco.
   Two short columns twinned round a centre rail of keys; the apparatus hangs in a wide margin. */
@font-face{font-family:"Charis SIL";src:url(/assets/font-vhydnupe-charis-sil-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Charis SIL";src:url(/assets/font-vhydnupe-charis-sil-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Barlow Condensed";src:url(/assets/font-vhydnupe-barlow-condensed-500.woff2) format("woff2");font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:"Barlow Condensed";src:url(/assets/font-vhydnupe-barlow-condensed-600.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}
:root{--ink:#14242c;--salt:#e9eeea;--salt2:#dde5e0;--tag:#a8390a;--tag-dk:#9c3408;--mute:#3b4d56;--hair:#14242c;--hair-soft:#9aa9a4;--tag-lt:#f0a37a;--alert:#a12626;
--serif:"Charis SIL",Georgia,"Times New Roman",serif;--label:"Barlow Condensed","Arial Narrow",Arial,sans-serif;
--rail:4.25rem;--mar:13rem;--measure:38rem;--ease:cubic-bezier(.2,.8,.2,1)}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--salt);color:var(--ink);font-family:var(--serif);font-size:1.0625rem;line-height:1.55;counter-reset:key nav}
[hidden]{display:none!important}
::selection{background:var(--ink);color:var(--salt)}
img{display:block;max-width:100%;height:auto}
a{color:var(--tag-dk);text-underline-offset:.2em;text-decoration-thickness:1px}
a:hover{text-decoration-thickness:2px}
p a:hover,li a:hover,td a:hover,figcaption a:hover{color:var(--ink)}
:focus-visible{outline:2px solid var(--tag);outline-offset:3px;border-radius:0}
h1,h2,h3{font-family:var(--serif);font-weight:700;line-height:1.14;margin:0 0 .55em;letter-spacing:-.005em;text-wrap:balance}
h1{font-size:clamp(2rem,3.1vw,2.7rem)}
h2{font-size:clamp(1.6rem,2.5vw,2.15rem)}
h3{font-size:1.2rem;line-height:1.25}
p{margin:0 0 1em;max-width:var(--measure)}
strong{font-weight:700}
.sywk4-wrap{width:min(100% - 3rem,92rem);margin-inline:auto}
.sywk4-skip{position:absolute;left:-999px;top:0;background:var(--ink);color:var(--salt);padding:.75rem 1rem;z-index:99}
.sywk4-skip:focus{left:1rem;top:1rem}

/* header: wordmark left, the global nav as a keyed list */
.sywk4-head{position:relative;z-index:20;background:var(--salt);border-bottom:1px solid var(--hair)}
.sywk4-nav{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:.2rem 2rem;min-height:64px}
.sywk4-brand{display:inline-flex;align-items:center;min-height:44px;font-family:var(--serif);font-weight:700;font-size:1.2rem;color:var(--ink);text-decoration:none}
.sywk4-brand img{display:none}
.sywk4-brand:hover{color:var(--tag-dk)}
.sywk4-links{display:flex;flex-wrap:wrap;align-items:center;gap:0 1.7rem}
.sywk4-links a{counter-increment:nav;display:inline-flex;align-items:baseline;gap:.5rem;min-height:44px;padding-top:.6rem;color:var(--ink);text-decoration:none;font-family:var(--label);font-weight:600;font-size:1.1875rem;letter-spacing:.07em;text-transform:uppercase}
.sywk4-links a::before{content:counter(nav,lower-alpha);color:var(--tag-dk);font-weight:600;border:1px solid var(--hair);min-width:1.45rem;text-align:center;line-height:1.35;font-size:.95rem;letter-spacing:0}
.sywk4-links a:hover{color:var(--tag-dk)}
.sywk4-links a:hover::before{background:var(--tag-dk);border-color:var(--tag-dk);color:#fff}
.sywk4-links a.sywk4-cta{background:var(--ink);color:var(--salt)!important;padding:.55rem 1.05rem .5rem;border-radius:0;min-height:44px;align-items:center}
.sywk4-links a.sywk4-cta::before{border-color:var(--salt);color:var(--salt)}
.sywk4-links a.sywk4-cta:hover{background:var(--tag);color:#fff!important}
.sywk4-links a.sywk4-cta:hover::before{background:none;color:#fff}
.sywk4-menu{display:none;width:44px;height:44px;align-items:center;justify-content:center;background:none;border:1px solid var(--hair);border-radius:0;color:var(--ink);cursor:pointer}
@media (max-width:760px){
.sywk4-menu{display:inline-flex}
.sywk4-links{display:none;position:absolute;left:0;right:0;top:100%;background:var(--salt);border-bottom:1px solid var(--hair);flex-direction:column;align-items:stretch;padding:.6rem 1.5rem 1rem;gap:0}
.sywk4-links[data-open]{display:flex}
.sywk4-links a{padding-top:0;border-bottom:1px solid var(--hair-soft)}
.sywk4-links a.sywk4-cta{margin-top:.7rem;justify-content:flex-start}
}

/* weather: one ruled line of small print */
.sywk4-wx{background:var(--salt2);color:var(--ink);border-bottom:1px solid var(--hair)}
.sywk4-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.2rem 1.8rem;padding:.75rem 0}
.sywk4-wx-photo{display:inline-flex;align-items:center;gap:.6rem;min-height:44px;background:none;border:0;padding:0;color:var(--ink);font:inherit;cursor:pointer}
.sywk4-wx-photo img{width:44px;height:44px;border-radius:0;object-fit:cover;border:1px solid var(--hair)}
.sywk4-wx-photo span{font-family:var(--label);font-weight:600;font-size:1.0625rem;letter-spacing:.09em;text-transform:uppercase;border:1px solid var(--hair);border-radius:0;padding:.1rem .6rem;color:var(--ink)}
.sywk4-wx-photo:hover,.sywk4-wx-photo[aria-expanded=true]{color:var(--ink)}
.sywk4-wx-photo:hover span,.sywk4-wx-photo[aria-expanded=true] span{background:var(--tag-dk);border-color:var(--tag-dk);color:#fff}
.sywk4-wx-now{display:flex;align-items:center;gap:.6rem}
.sywk4-wx-now strong{font-family:var(--serif);font-size:1.6rem;line-height:1.1;color:var(--ink)}
.sywk4-wx-now span{font-size:1.0625rem}
.sywk4-wx-now small{display:block;font-size:1rem;opacity:1;color:var(--mute)}
.sywk4-wx-icon{display:inline-flex;color:var(--tag-dk)}
.sywk4-wx-icon svg{width:28px;height:28px}
.sywk4-wx-days{display:flex;flex-wrap:wrap;gap:.2rem 0;list-style:none;margin:0;padding:0}
.sywk4-wx-days li{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto;column-gap:.5rem;align-items:center;border:0;border-left:1px solid var(--hair);border-radius:0;padding:.1rem 1rem;min-width:0;font-size:1rem}
.sywk4-wx-day{font-family:var(--label);font-weight:600;font-size:1.0625rem;letter-spacing:.07em;text-transform:uppercase;grid-column:1}
.sywk4-wx-glyph{grid-row:1/3;grid-column:2;color:var(--tag-dk)}
.sywk4-wx-glyph svg{width:22px;height:22px}
.sywk4-wx-hl{grid-column:1}
.sywk4-wx-hl strong{font-size:1rem}
.sywk4-wx-hl em{font-style:normal;opacity:1;color:var(--mute);margin-left:.3rem}
.sywk4-wx-cond{grid-column:1/3;font-size:1rem;opacity:1;color:var(--mute);max-width:150px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.sywk4-wx-source{margin-left:auto;font-size:1rem;opacity:1;color:var(--mute)}
.sywk4-wx-panel{padding:0 0 1rem}
.sywk4-wx-panel img{border-radius:0;max-width:600px;width:100%;background:var(--salt);border:1px solid var(--hair)}
.sywk4-wx-panel p{font-size:1rem;color:var(--mute);opacity:1;margin:.5rem 0 0}
@media (max-width:700px){.sywk4-wx-source{margin-left:0;width:100%}.sywk4-wx-days li{padding:.1rem .7rem}.sywk4-wx-days li:first-child{border-left:0;padding-left:0}}

/* the sheet: wide annotation margin, a small block, a right margin for plates */
.sywk4-sheet{padding:clamp(2.6rem,5vw,4.6rem) 0 0}
.sywk4-sheet:last-of-type{padding-bottom:clamp(2.6rem,5vw,4rem)}
.sywk4-frame{width:min(100% - 3rem,92rem);margin-inline:auto;display:grid;grid-template-columns:minmax(10rem,var(--mar)) minmax(0,56rem) minmax(11rem,1fr);column-gap:2.2rem;align-items:start}
.sywk4-ml{position:relative;z-index:2;min-width:0;margin-right:-3.4rem;padding-right:3.4rem;pointer-events:none}
.sywk4-ml>*{pointer-events:auto}
.sywk4-ml .sywk4-eyebrow{max-width:11rem}
.sywk4-block{min-width:0;position:relative}
.sywk4-mr{min-width:0}
.sywk4-eyebrow{margin:.3rem 0 .8rem;font-family:var(--label);font-weight:600;font-size:1.1875rem;line-height:1.2;letter-spacing:.1em;text-transform:uppercase;color:var(--tag-dk);padding-top:.5rem;border-top:1px solid var(--hair)}
.sywk4-art-eave{width:min(100%,10rem);margin-right:-3.4rem;height:auto;color:var(--ink);margin-top:1.2rem;overflow:visible;max-width:none;display:block}
.sywk4-art-stack{width:9rem;height:auto;color:var(--ink);margin-top:.5rem;display:block}
.sywk4-art-ridge{display:block;width:100%;height:1.9rem;color:var(--ink);margin-top:clamp(3rem,6vw,5rem)}

/* the rail: one hairline between two columns, keyed in the head, a square detent at each footing change */
.sywk4-rail2{position:relative;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);column-gap:var(--rail)}
.sywk4-rail2::before{content:"";position:absolute;left:50%;top:0;bottom:0;width:1px;background:var(--hair);transform:translateX(-.5px)}
.sywk4-rail2::after{counter-increment:key;content:counter(key,lower-alpha);position:absolute;left:50%;top:0;transform:translateX(-50%);display:grid;place-items:center;width:1.75rem;height:1.75rem;background:var(--salt);border:1px solid var(--hair);color:var(--tag-dk);font-family:var(--label);font-weight:600;font-size:1.0625rem;text-transform:uppercase;line-height:1}
.sywk4-rail2>*{min-width:0}

/* hero */
.sywk4-s-hero{padding-top:clamp(2.2rem,4vw,3.6rem)}
.sywk4-hero-pair{padding-top:2.6rem;margin-bottom:.5rem}
.sywk4-hero-pair h1{margin-bottom:.7em}
.sywk4-acts{margin:1.6rem 0 0;display:flex;flex-wrap:wrap;align-items:center;gap:.4rem 1.4rem;max-width:none}
.sywk4-lead{font-size:1.1875rem;line-height:1.55;margin:0 0 1.2rem}
.sywk4-trust{margin:0;padding:0;list-style:none;font-size:1.0625rem}
.sywk4-trust li{display:flex;gap:.7rem;align-items:baseline;padding:.55rem 0;border-top:1px solid var(--hair-soft)}
.sywk4-trust li::before{content:"";flex:none;width:.5rem;height:.5rem;background:var(--tag);transform:translateY(-.08rem)}
.sywk4-btn{display:inline-flex;align-items:center;gap:.6rem;min-height:48px;padding:.4rem 1.4rem;border:1px solid var(--ink);border-radius:0;background:var(--ink);color:var(--salt);font-family:var(--label);font-weight:600;font-size:1.25rem;letter-spacing:.08em;text-transform:uppercase;text-decoration:none;cursor:pointer;transition:background .25s var(--ease),color .25s var(--ease)}
.sywk4-btn span{display:inline-block;transition:transform .25s var(--ease)}
.sywk4-btn:hover span{transform:translateX(4px)}
.sywk4-btn--primary{background:var(--ink);color:var(--salt)}
.sywk4-btn--primary:hover{background:var(--tag);border-color:var(--tag);color:#fff;filter:none}
.sywk4-btn--ghost{background:none;color:var(--ink);border-color:var(--hair)}
.sywk4-btn--ghost:hover{background:var(--ink);color:var(--salt)}
.sywk4-btn:focus-visible{outline:2px solid var(--tag);outline-offset:4px}
.sywk4-btn[disabled]{background:none;color:var(--mute);border-color:var(--hair-soft);text-decoration:line-through;cursor:progress;opacity:1}

/* plates in the right margin */
.sywk4-mosaic{display:grid;gap:1.3rem;order:0;grid-template-columns:1fr}
.sywk4-mosaic a{position:relative;display:block;border-radius:0;overflow:visible;background:none;aspect-ratio:auto;color:var(--ink);text-decoration:none}
.sywk4-mosaic a:first-child{grid-column:auto;aspect-ratio:auto}
.sywk4-mosaic img{width:100%;height:auto;aspect-ratio:8/5;object-fit:cover;border:1px solid var(--hair);padding:5px;background:var(--salt);transition:none}
.sywk4-mosaic a:hover img{transform:none;border-color:var(--tag)}
.sywk4-mosaic span{position:static;display:block;padding:.45rem 0 .2rem;background:none;color:var(--ink);font-family:var(--label);font-weight:600;font-size:1.1875rem;letter-spacing:.06em;line-height:1.2;text-transform:uppercase}
.sywk4-mosaic a:hover span{color:var(--tag-dk);text-decoration:underline;text-underline-offset:.2em;text-decoration-thickness:1px}
.sywk4-mosaic a:nth-child(2){margin-left:-1.4rem}

/* steps: a zigzag along the rail */
.sywk4-steps{row-gap:2rem;margin-top:1.2rem;padding-top:1rem}
.sywk4-steps::after{top:0}
.sywk4-card{position:relative;background:none;border:0;border-radius:0;padding:0;box-shadow:none}
.sywk4-steps>.sywk4-card:nth-child(1){grid-column:1;grid-row:1}
.sywk4-steps>.sywk4-card:nth-child(2){grid-column:2;grid-row:1/3;margin-top:5.5rem}
.sywk4-steps>.sywk4-card:nth-child(3){grid-column:1;grid-row:2;margin-top:0}
.sywk4-steps>.sywk4-card::before{content:"";position:absolute;top:.9rem;width:9px;height:9px;background:var(--ink)}
.sywk4-steps>.sywk4-card:nth-child(odd)::before{right:calc(var(--rail)/-2 - 4.5px)}
.sywk4-steps>.sywk4-card:nth-child(even)::before{left:calc(var(--rail)/-2 - 4.5px)}
.sywk4-steps>.sywk4-card:hover::before{background:var(--tag)}
.sywk4-steps>.sywk4-card:nth-child(1)::before{display:none}
.sywk4-num{display:inline-grid;place-items:center;width:2.1rem;height:2.1rem;margin:0 0 .6rem;border:1px solid var(--hair);border-radius:0;background:none;color:var(--ink);font-family:var(--label);font-weight:600;font-size:1.25rem}
.sywk4-steps h3{margin-bottom:.4em}
.sywk4-steps p{margin-bottom:0}

/* learn cards, two and two around the rail */
.sywk4-learn-list{margin-top:1.2rem;padding-top:1.1rem;row-gap:1.4rem}
.sywk4-learn-list::after{display:none}
.sywk4-learn-list>a.sywk4-card{display:block;padding:.9rem 0 1.2rem;border-top:1px solid var(--hair);color:var(--ink);text-decoration:none}
.sywk4-learn-list>a.sywk4-card h3{margin:0 0 .3rem;color:var(--ink)}
.sywk4-learn-list>a.sywk4-card p{margin:0;color:var(--mute)}
.sywk4-learn-list>a.sywk4-card:hover{border-top:3px solid var(--tag);padding-top:calc(.9rem - 2px)}
.sywk4-learn-list>a.sywk4-card:hover h3{color:var(--tag-dk);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:.2em}
.sywk4-cols{display:grid;gap:1.4rem;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}

/* why: two columns of small roman round the rail */
.sywk4-why-text{margin-top:.6rem;padding-top:2.4rem}
.sywk4-why-text>p{max-width:none}
.sywk4-why-text>p:first-child{grid-column:1}
.sywk4-why-text>p:nth-child(2){grid-column:2}
.sywk4-hl{margin-top:1.8rem;padding-top:1rem;border-top:1px solid var(--hair)}
.sywk4-hl p{margin:0;max-width:none}

/* quote form: ruled sheet */
.sywk4-quote{margin:0;padding:1.4rem 0 0;background:none;border:0;border-top:1px solid var(--hair);border-radius:0;box-shadow:none}
.sywk4-quote h2{font-size:clamp(1.6rem,2.5vw,2.15rem);position:relative}
.sywk4-fields{position:relative;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:1.5rem var(--rail)}
.sywk4-fields::before{content:"";position:absolute;left:50%;top:0;bottom:0;width:1px;background:var(--hair);transform:translateX(-.5px)}
.sywk4-field{position:relative;display:flex;flex-direction:column;gap:.3rem;min-width:0}
.sywk4-field--wide{grid-column:1/-1;background:var(--salt);z-index:1;padding:.2rem 0}
.sywk4-field>span{font-family:var(--label);font-weight:600;font-size:1.1875rem;letter-spacing:.07em;text-transform:uppercase;color:var(--ink)}
.sywk4-field input:not([type=radio]),.sywk4-field select,.sywk4-field textarea{font:inherit;color:var(--ink);background:var(--salt);border:1px solid var(--hair);border-radius:0;min-height:48px;padding:.5rem .7rem;width:100%;appearance:none;-webkit-appearance:none}
.sywk4-field select{background-image:linear-gradient(45deg,transparent 50%,var(--ink) 50%),linear-gradient(135deg,var(--ink) 50%,transparent 50%);background-position:calc(100% - 20px) 55%,calc(100% - 14px) 55%;background-size:6px 6px,6px 6px;background-repeat:no-repeat;padding-right:2.4rem}
.sywk4-field textarea{min-height:9rem;resize:vertical}
.sywk4-field input:focus,.sywk4-field select:focus,.sywk4-field textarea:focus{outline:2px solid var(--tag);outline-offset:3px;border-color:var(--ink)}
.sywk4-seg{display:flex;flex-wrap:wrap;gap:.5rem}
.sywk4-seg label{position:relative;display:inline-flex;border:0;border-radius:0;padding:0;background:none;cursor:pointer;font-size:1.0625rem}
.sywk4-seg input{position:absolute;opacity:0;inset:0;width:100%;height:100%;margin:0;cursor:pointer}
.sywk4-seg label span{display:inline-flex;align-items:center;min-height:44px;padding:0 1rem;margin:0;border:1px solid var(--hair);border-radius:0;background:none;color:var(--ink);font-weight:400;text-transform:none;letter-spacing:0;font-family:var(--serif);font-size:1.0625rem}
.sywk4-seg label:hover span{border-color:var(--tag);color:var(--tag-dk)}
.sywk4-seg input:checked+span{background:var(--ink);color:var(--salt);border-color:var(--ink);margin:0;padding:0 1rem;border-radius:0;font-weight:700;display:inline-flex}
.sywk4-seg label:has(input:checked){background:var(--ink);border:0;color:var(--salt)}
.sywk4-seg label:has(input:checked):hover span{color:var(--salt)}
.sywk4-seg input:focus-visible+span{outline:2px solid var(--tag);outline-offset:3px}
.sywk4-quote>.sywk4-btn,.sywk4-quote [data-submit]{margin-top:.6rem}
.sywk4-note{margin:.9rem 0 0;font-size:1rem;color:var(--mute);max-width:42rem}
.sywk4-status{margin-top:.8rem;min-height:1.5em;font-weight:700}
.sywk4-status[data-tone=error]{color:var(--alert)}

/* results */
.sywk4-results{margin-top:2rem}
.sywk4-summary{display:flex;flex-wrap:wrap;gap:.3rem 1.5rem;align-items:baseline;margin-bottom:1rem;padding-bottom:.7rem;border-bottom:1px solid var(--hair);font-size:1.0625rem}
.sywk4-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.4rem;align-items:center;border:0;border-bottom:1px solid var(--hair-soft);border-radius:0;padding:1rem 0 1.1rem;margin:0;background:none;position:relative}
.sywk4-result--best{border-bottom-color:var(--hair);padding-left:1.4rem}
.sywk4-result--best::before{content:"";position:absolute;left:0;top:1.35rem;width:.7rem;height:.7rem;background:var(--tag)}
.sywk4-result strong{font-family:var(--serif);font-size:1.15rem}
.sywk4-result small{display:block;color:var(--mute);font-size:1rem}
.sywk4-price{font-family:var(--serif);font-size:1.75rem;font-weight:700;text-align:right;line-height:1;font-variant-numeric:lining-nums tabular-nums}
.sywk4-price small{display:block;font-family:var(--label);font-size:1.0625rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;text-align:right;margin-top:.3rem;color:var(--mute)}
.sywk4-tags{display:flex;flex-wrap:wrap;gap:.35rem .5rem;margin-top:.4rem}
.sywk4-tag{font-family:var(--label);font-size:1.0625rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;line-height:1.4;padding:0 .5rem;border-radius:0;background:none;border:1px solid var(--hair);color:var(--ink)}
.sywk4-tag--now{background:var(--tag);color:#fff;border-color:var(--tag)}
.sywk4-group{font-size:1.3rem;margin:1.8rem 0 .3rem}
.sywk4-result .sywk4-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.sywk4-result{grid-template-columns:1fr auto auto}.sywk4-result .sywk4-btn{grid-column:auto}}
.sywk4-applicant{margin:1rem 0 1.4rem;padding:.2rem 0 .2rem 1.2rem;border:0;border-left:1px solid var(--hair);max-width:none}
.sywk4-disclosure{font-size:1rem;color:var(--mute);border-top:1px solid var(--hair);padding-top:.8rem;margin-top:1.4rem;max-width:none}
details.sywk4-more{margin-top:.5rem;font-size:1.0625rem}
details.sywk4-more summary{cursor:pointer;color:var(--tag-dk);font-weight:700;min-height:44px;display:flex;align-items:center}
.sywk4-noexam{background:var(--salt2);border:0;border-left:3px solid var(--tag);border-radius:0;box-shadow:none;padding:1rem 1.1rem .4rem;margin:0 0 1.6rem}
.sywk4-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;margin-top:0;font-size:1.3rem}
.sywk4-noexam-badge{display:inline-block;background:var(--ink);color:var(--salt);font-family:var(--label);font-size:1.0625rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;padding:.1rem .6rem;border-radius:0}
.sywk4-noexam-note{margin-bottom:.9rem;color:var(--ink)}
.sywk4-result--noexam{border-bottom-color:var(--hair-soft);background:none}
.sywk4-tag--noexam{background:var(--ink);color:var(--salt);border-color:var(--ink)}
.sywk4-tag--usually{background:none;color:var(--ink);border-color:var(--tag)}
.sywk4-noexam-note+.sywk4-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:1px dashed var(--hair)}

/* rates table */
.sywk4-table-wrap{margin-top:2.2rem;overflow-x:auto}
.sywk4-table{width:100%;border-collapse:collapse;font-size:1.0625rem;font-variant-numeric:lining-nums tabular-nums}
.sywk4-table th,.sywk4-table td{padding:.75rem .9rem .75rem 0;border-bottom:1px solid var(--hair-soft);text-align:left}
.sywk4-table th{font-family:var(--label);font-weight:600;font-size:1.125rem;letter-spacing:.07em;text-transform:uppercase;color:var(--ink);border-bottom:1px solid var(--hair);vertical-align:bottom}
.sywk4-table td:first-child{font-weight:700}
.sywk4-table th:not(:first-child),.sywk4-table td:not(:first-child){text-align:right}
.sywk4-table tbody tr:hover td{background:var(--salt2)}
.sywk4-table tbody tr:nth-child(3n) td{border-bottom-color:var(--hair)}

/* inner pages: the same margin and rail, set in one column */
.sywk4-section{padding:clamp(2.4rem,5vw,4.2rem) 0}
.sywk4-section--soft,.sywk4-section--deep{background:none;color:var(--ink)}
.sywk4-section--deep h2,.sywk4-section--deep a{color:var(--ink)}
.sywk4-section>.sywk4-wrap{width:min(100% - 3rem,80rem);padding-left:var(--mar);position:relative}
.sywk4-section>.sywk4-wrap::before{content:"";position:absolute;left:calc(var(--mar) - 1.5rem);top:0;bottom:0;width:1px;background:var(--hair)}
.sywk4-section>.sywk4-wrap>.sywk4-eyebrow:first-child{position:absolute;left:0;top:0;width:calc(var(--mar) - 3.2rem);margin:0}
.sywk4-section>.sywk4-wrap h2{position:relative}
.sywk4-section>.sywk4-wrap h2::before{content:"";position:absolute;left:-1.5rem;top:.55em;width:9px;height:9px;background:var(--ink);transform:translateX(-4.5px)}
.sywk4-section>.sywk4-wrap>*{max-width:46rem}
.sywk4-section>.sywk4-wrap>.sywk4-quote,.sywk4-section>.sywk4-wrap>.sywk4-results,.sywk4-section>.sywk4-wrap>.sywk4-quote~*{max-width:none}
.sywk4-article{max-width:none}
.sywk4-section>.sywk4-article>*{max-width:44rem}
.sywk4-section>.sywk4-article>.sywk4-sources{max-width:44rem}
.sywk4-article h1{margin-bottom:.5em;max-width:36rem}
.sywk4-article h2{margin-top:2em}
.sywk4-article figure{margin:0 0 1.6rem;max-width:46rem}
.sywk4-article figcaption{font-size:1rem;color:var(--mute);margin-top:.5rem}
.sywk4-article img{border-radius:0;border:1px solid var(--hair);padding:5px}
.sywk4-article .sywk4-lead,.sywk4-section .sywk4-lead{font-size:1.1875rem}
.sywk4-sources{font-size:1.0625rem;border-top:1px solid var(--hair);padding-top:1rem;margin-top:2rem}
.sywk4-sources ol{padding-left:1.3rem}
.sywk4-faq details{border-bottom:1px solid var(--hair-soft);padding:.4rem 0}
.sywk4-faq summary{cursor:pointer;font-weight:700;font-family:var(--serif);font-size:1.15rem;line-height:1.35;min-height:44px;display:flex;align-items:center;justify-content:space-between;gap:1rem;list-style:none;padding:.35rem 0}
.sywk4-faq summary::-webkit-details-marker{display:none}
.sywk4-faq summary::after{content:"";flex:none;width:.8rem;height:.8rem;border:1px solid var(--hair);background:none}
.sywk4-faq details[open] summary::after{background:var(--tag);border-color:var(--tag)}
.sywk4-faq summary:hover{color:var(--tag-dk)}
.sywk4-faq details p{margin-top:.2rem}
.sywk4-calc{border:1px solid var(--hair);border-radius:0;padding:1.1rem 1.2rem .6rem;margin:1.6rem 0;background:var(--salt2);box-shadow:none}
.sywk4-calc h2{margin-top:0;font-size:1.5rem!important}
.sywk4-calc h2::before{display:none}
.sywk4-calc output{font-family:var(--serif);font-size:2rem;font-weight:700;display:block;margin-top:1rem;color:var(--ink)}
.sywk4-apply-shell{background:#f6f8f6;border:1px solid var(--hair);border-radius:0;padding:1rem;min-height:600px}
.sywk4-apply-shell iframe{width:100%;border:0}
[data-reveal]{opacity:1;transform:none}
[data-reveal].sywk4-in{opacity:1;transform:none}

/* footer: ink, two weights of rule */
.sywk4-foot{background:var(--ink);color:var(--salt);border:0;padding:2.8rem 0 2.2rem;font-size:1.0625rem;margin-top:clamp(2rem,4vw,3rem)}
.sywk4-foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:2rem var(--rail)}
.sywk4-foot a{color:var(--tag-lt)}
.sywk4-foot a:hover{color:#fff}
.sywk4-foot .sywk4-brand{color:var(--salt)}
.sywk4-foot p{margin:.6rem 0 0;max-width:34rem}
.sywk4-foot nav{display:flex;flex-direction:column;align-items:flex-start}
.sywk4-foot nav strong{font-family:var(--label);font-weight:600;font-size:1.1875rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:.3rem;padding-bottom:.4rem;border-bottom:1px solid var(--tag-lt);align-self:stretch}
.sywk4-foot nav a{display:inline-flex;align-items:center;min-height:44px;margin:0}
.sywk4-foot p[data-copy=legal]{font-size:1rem!important;margin-top:1.6rem!important;line-height:1.6;max-width:56rem;color:#d3dcd7}

[data-copy=legal]{font-size:1rem!important}

/* narrower: the right margin gives way, plates run in a row beneath the block */
@media (max-width:1200px){
.sywk4-frame{grid-template-columns:minmax(9rem,11rem) minmax(0,1fr);column-gap:1.8rem}
.sywk4-mr{grid-column:2;margin-top:2.2rem}
.sywk4-mosaic{grid-template-columns:repeat(3,minmax(0,1fr))}
.sywk4-mosaic a:nth-child(2){margin-left:0}
:root{--mar:11rem}
.sywk4-art-eave{width:min(100%,9rem)}
}
@media (max-width:900px){
.sywk4-mosaic{grid-template-columns:1fr 1fr}
.sywk4-mosaic a:first-child{grid-column:1/-1}
}

/* phones: one column, the rail goes outboard */
@media (max-width:760px){
:root{--mar:1.9rem;--rail:1rem}
body{font-size:1.0625rem}
.sywk4-wrap,.sywk4-frame{width:min(100% - 2rem,92rem)}
.sywk4-frame{display:block}
.sywk4-ml{margin:0 0 .4rem;padding:0;display:flex;align-items:flex-end;gap:1rem;justify-content:space-between}
.sywk4-ml .sywk4-eyebrow{max-width:none;flex:1}
.sywk4-art-eave{width:4.2rem;margin:0;max-height:5rem}
.sywk4-art-stack{width:4.6rem;margin:0}
.sywk4-sheet{padding-top:2rem}
.sywk4-block{padding-left:0}
.sywk4-rail2{grid-template-columns:minmax(0,1fr);padding-left:2.3rem;row-gap:1.2rem}
.sywk4-rail2::before{left:.8rem}
.sywk4-rail2::after{left:.8rem;width:1.6rem;height:1.6rem;font-size:1rem}
.sywk4-hero-pair{padding-top:2.4rem}
.sywk4-hero-pair .sywk4-c2{margin-top:.2rem}
.sywk4-steps>.sywk4-card:nth-child(n){grid-column:1;grid-row:auto;margin-top:0}
.sywk4-steps>.sywk4-card::before,.sywk4-steps>.sywk4-card:nth-child(1)::before{display:block;top:.9rem;left:-1.9rem;right:auto;transform:none;width:9px;height:9px}
.sywk4-steps>.sywk4-card:nth-child(odd)::before,.sywk4-steps>.sywk4-card:nth-child(even)::before{left:-1.9rem;right:auto}
.sywk4-learn-list{padding-top:2.4rem}
.sywk4-why-text{padding-top:2.4rem}
.sywk4-why-text>p:first-child,.sywk4-why-text>p:nth-child(2){grid-column:1}
.sywk4-fields{grid-template-columns:minmax(0,1fr);gap:1.3rem}
.sywk4-fields::before{display:none}
.sywk4-field--wide{margin-inline:0}
.sywk4-mr{margin-top:1.8rem}
.sywk4-mosaic{gap:1rem}
.sywk4-section>.sywk4-wrap{width:min(100% - 2rem,80rem);padding-left:var(--mar)}
.sywk4-section>.sywk4-wrap::before{left:.5rem}
.sywk4-section>.sywk4-wrap>.sywk4-eyebrow:first-child{position:static;width:auto;margin:0 0 .8rem}
.sywk4-section>.sywk4-wrap h2::before{left:-1.4rem}
.sywk4-btn{font-size:1.25rem}
.sywk4-acts .sywk4-btn--primary{flex:1 1 100%;justify-content:center}
.sywk4-foot-grid{grid-template-columns:1fr}
.sywk4-table th,.sywk4-table td{padding-right:.5rem}
.sywk4-table th{line-height:1.2;font-size:1.0625rem}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important}html{scroll-behavior:auto}}
.sywk4-fields:has(.sywk4-field--wide)::before{display:none}
.sywk4-results:empty{display:none}